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Can You "Legally" Improve Your Chances of Passing the Chapter 7 Bankruptcy Means Test?
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 or "BABCPA" instituted a median income test and a means test to determine whether you qualify for a chapter 7 bankruptcy discharge. The purpose of the median income and means tests was to limit the use of chapter 7 bankruptcy to those who truly cannot pay their debts and deserve a "fresh start."






