The Internet has volumes of articles and blogs about how to handle your bankruptcy matters, but do you have the time to hunt down and interpret the information that may apply to your circumstances? Although Chapter 7 will allow you to discharge most of your unsecured debts, it may involve liquidation of assets. Debts that can be typically discharged as part of a Chapter 7 bankruptcy include credit card debt, personal loans, and medical bills. Mortgages, car loans, some tax debts, student loans, legal judgments and unpaid child support are debts that typically cannot be discharged.
Our Texas Chapter 7 bankruptcy lawyers can evaluate your circumstances and provide thorough legal counsel, so you fully understand the pros and cons of filing bankruptcy and whether an alternative, such as debt reduction, is a better option for you.
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The Smeberg Law Firm has become well-known for providing comprehensive, cost-efficient bankruptcy services to people who are in financial trouble, and who are seeking a solution and an advocate to help them navigate the process.
Our Personal Bankruptcy Attorneys Help People With Chapter 7 Filings Throughout the State
Our experienced legal team handles all of the bankruptcy paperwork and court filings, and we will attend your creditor's meeting, where your assets will be discussed and determined to be exempt or nonexempt.
Nonexempt property, such as expensive jewelry and other valuable personal possessions, may not be exempt and, therefore, may be sold as part of Chapter 7 bankruptcies to pay as many creditors as possible. People who wish to keep these types of non exempt assets may prefer a different type of bankruptcy, such as Chapter 13, which typically does not involve liquidation.
There are many factors to consider when discussing debt solutions and every circumstance is unique. We invite you to take advantage of our offer of a free, initial evaluation of your situation. We will explain your legal rights and your options, so you can be fully informed before making important decisions. Contact us to arrange a convenient meeting time with one of our San Antonio Chapter 7 bankruptcy attorneys. You are under no obligation to retain our services.
